" I attended the "Building Your Financial Ark" lecture given by Emilio Kalmera and I MUST SAY "IT WAS WORTH IT". Emilio thank you for opening my eyes even more to what's going on here on our 37sq miles and what I need to do to prepare myself. I am eager to learn more and have you work along with my family and me. Thank you Zen for reminding and encouraging me to attend the lecture."

Rosey Richardson, Teacher at the P.S.V.E. high school on Sint Maarten

" Yes indeed Emilio Kalmera it was very informative but also very shocking to see how the world is in a deep financial crisis!!! Thank you soo much and I can't wait for what's to come. You just opened my appetite for more knowledge."

Natasha Manuela